Nirav Panchmatia's Blog

Category: Investing Basics

So who is swimming Naked???

WAIT !!! Don’t get mad… Its still an Investment Blog… One of the lesser-known but very important quotes of WARREN BUFFETT is (buffett is my Investment guru & her is a Video clip of my interaction with the god of Investing Warren Buffett) ( ): It’s only during Low Tide that you come to…

My daughter has 3 piggy banks

    I am not somebody who would share my personal affairs so easily; after all I am a very private person; but I observed something in my daughter’s behavior (while handling money) that I thought would be of help to us all; Now, we all have, during our childhood, been gifted piggy banks by…

Common Stocks, Uncommon Profits

If you regularly watch business channels then you would have noticed the change in tone of media and the market experts on TV channels with respect to the advice they give on markets. Since last couple of months, and in case of some experts since last year or so, are coaxing you, the retail Investor, to INVEST in Equities (i.e. Stocks) &/or Equity Mutual Funds.

However, this is my advice to you, the INVESTOR & my BLOG readers…


Of late many of you, my BLOG readers, have written to me requesting me to increase the frequency with which I write articles on my BLOG. I am happy to know that I have great folks out there waiting to read what I write on the subject of Investing & Personal Finance and admit that I should write more frequently.

I know I that I suffer with bad frequency or shall I say BAD TIMING in writing my BLOG and I fully admit my mistake. I shall endeavor to correct myself and write more frequently in future. Your opinions, suggestions and constructive criticism are more than welcome.

INVEST and therefore SAVE TAX and not vice versa…

Confused about the heading of this article…

What is the biggest mistake people commit in the month of March???
The first financial agent to knock on your door in March gets to sell any damn financial product to you.
Any damn financial product with any amount of commission and expenses?
And all his hefty commission and his company’s expenses go from whose pocket?
Obviously from your pocket…

Subbu liquid fund ke bare main nahin jaanta hai

You must have seen or read about this wonderful advertisement appearing since december on TV as well as print media…


It is an advertisement by Kotak Mahindra Bank intending to attract money in it’s savings bank account on which it recently increased the interest rates from 4% per annum to 6% per annum.


“The BEST Investment opportunity is provided only in times of CRISIS”.

Indian importers are aghast, shocked and caught unawares at the sudden fall in rupee vis-a-vis the US dollar…an Indian traveller, the Indian Govt. and the Indian Importer are in pain as they have to pay full 15 to16% more rupees today to buy 1 US dollar compared to a year back…

Have a look at the table below…

Hope you have doubled your SIP Investments this monsoon?

Yes, you have read it right. And no there is no typo error here. I am asking you whether you have doubled your SIP Investments in Mutual Funds recently?

What did you say?
The markets are down and there is gloom all over. The World is in recession including India and hence we should stay away from equity (stock market) investing. So am I crazy to suggest that you increase your SIPs in Mutual Funds?