Nirav Panchmatia's Blog

Tag: Common Sense Investing

My daughter has 3 piggy banks

    I am not somebody who would share my personal affairs so easily; after all I am a very private person; but I observed something in my daughter’s behavior (while handling money) that I thought would be of help to us all; Now, we all have, during our childhood, been gifted piggy banks by…

Investing Resolutions 2014

It is always good to go to the root of a word and try and understand the underlying true meaning of the word. So I decided to check Wikipedia for the meaning of the term “New Year’s resolution” and here is how Wikipedia defines the term.
A New Year Resolution is a secular tradition, most common in the West but found around the world, in which a person makes a promise to do an act of self-improvement starting on New Year’s day.

YES, I met Warren Buffett: The GOD of Investing

I finally met the God of Investing himself, Mr. Warren Buffett on his recent and first visit to India. I was luckier still to be able to ask him question (shall attach a youtube link soon) to which he was kind enough to give a detailed reply. Here, therefore, are PEARLs of WISDOM from the…

7 Investing resolutions for 2011

In the month of January, people normally take various resolutions may it be reducing weight, quitting smoking, watching less TV, reducing anger or just about anything one can think off. Being a financial planner, let me dare to suggest a few Investing resolutions for the common man. If the retail investor sticks to the below…

Insurance is the subject matter of solicitation

Insurance is the subject matter of solicitation Next time when you come across an advertisement by an Insurance company, read carefully. You shall come across the following disclaimer that says “Insurance is the subject matter of solicitation”. Ever wondered what this term means? As a consumer , this disclaimer/warning is of utmost importance but often…

Six basic questions that every Investor should ask himself NOW

Six basic questions that every Investor should ask himself ! 1. Why Save & invest at all? We do not earn just to meet our daily expenses. We earn so that we can lead a relaxed life & are not financially dependent on others. The amount that we SAVE after meeting our daily expenses needs…

No Entry Load on Mutual Funds: A blessing in disguise

As you might be aware, the Securities Exchange Board of India (SEBI) came out with a new regulation with effect from August 1, 2009 that has an immediate impact on what you pay whenever you buy a mutual fund scheme. Until now (before Sep 1, 2009), all purchases of Equity-based mutual fund schemes were subjected…