Nirav Panchmatia's Blog

Tag: Investing Basics

Investing Resolutions 2014

It is always good to go to the root of a word and try and understand the underlying true meaning of the word. So I decided to check Wikipedia for the meaning of the term “New Year’s resolution” and here is how Wikipedia defines the term.
A New Year Resolution is a secular tradition, most common in the West but found around the world, in which a person makes a promise to do an act of self-improvement starting on New Year’s day.


Of late many of you, my BLOG readers, have written to me requesting me to increase the frequency with which I write articles on my BLOG. I am happy to know that I have great folks out there waiting to read what I write on the subject of Investing & Personal Finance and admit that I should write more frequently.

I know I that I suffer with bad frequency or shall I say BAD TIMING in writing my BLOG and I fully admit my mistake. I shall endeavor to correct myself and write more frequently in future. Your opinions, suggestions and constructive criticism are more than welcome.

INVEST and therefore SAVE TAX and not vice versa…

Confused about the heading of this article…

What is the biggest mistake people commit in the month of March???
The first financial agent to knock on your door in March gets to sell any damn financial product to you.
Any damn financial product with any amount of commission and expenses?
And all his hefty commission and his company’s expenses go from whose pocket?
Obviously from your pocket…

Subbu liquid fund ke bare main nahin jaanta hai

You must have seen or read about this wonderful advertisement appearing since december on TV as well as print media…


It is an advertisement by Kotak Mahindra Bank intending to attract money in it’s savings bank account on which it recently increased the interest rates from 4% per annum to 6% per annum.

7 Investing resolutions for 2011

In the month of January, people normally take various resolutions may it be reducing weight, quitting smoking, watching less TV, reducing anger or just about anything one can think off. Being a financial planner, let me dare to suggest a few Investing resolutions for the common man. If the retail investor sticks to the below…

Six basic questions that every Investor should ask himself NOW

Six basic questions that every Investor should ask himself ! 1. Why Save & invest at all? We do not earn just to meet our daily expenses. We earn so that we can lead a relaxed life & are not financially dependent on others. The amount that we SAVE after meeting our daily expenses needs…